- CPF Retirement Sum Scheme 31/1/2019
- How money is created through the reserve ratio and why it is important know? 30/1/2019
- What is meant by utmost good faith (uberrima fides)? 23/12/2018
- What we can learn from Warren Buffett? Part 4 26/9/2018
- If an insurance company pays claims that are much less than the premium collected, does it mean the product is priced too expensive? 19/9/2018
- Dimensional Funds are now available for retail investors 12/9/2018
- What we can learn from Warren Buffett? Part 3 5/9/2018
- What we can learn from Warren Buffett? Part 2 29/8/2018
- What we can learn from Warren Buffett? Part 1 22/8/2018
- Share Repurchase vs dividends 9/8/2018
- SingHealth breach: what does it mean to lose your data 21/7/2018
- Why this company’s stock price plunged despite large profit announcement? 30/4/2018
- Human capital and investing in employee stock benefits 28/2/2018
- Investors always buy high and sell low regardless of asset classes 10/2/2018
- 7 real reasons why most investors are not successful 7/2/2018
- $300m company’s share price sliding down like a falling knife (not referring to Noble) 28/11/2017
- Share price plunged despite good cash conversion cycle 7/11/2017
- Why this company has high profitability but still lose money? 30/10/2017
- Paying dividends from borrowings 21/10/2017
- Property investment is illogical especially when its > 100% of networth 7/10/2017
- When insurance agents jump ship, clients may suffer 24/9/2017
- 3 Costly Mistakes to Avoid in Retirement Planning (Facebook Live) 12/9/2017
- A retirement product to be avoided at all cost (This post comes with an IRR calculator) 8/9/2017
- CPF Life Standard default plan is the worst of the two (22 June 2017 update to the new booklet) 3/9/2017
- Dementia and Financial Planning (Facebook Live) 26/8/2017
- Why Retirees Tend to Invest in Ponzi? 24/8/2017
- CPF Top-up at 79 years old, an actual case 17/8/2017
- More choices with Robo-advisers, more specialisation or more confusion? 4/8/2017
- The risk of using investments for retirement are often underestimated 26/7/2017
- Should I convert/sell (fill in the blank) as I made a lost? 21/7/2017
- Long list of db X-trackers ETFs delisting from SGX 7/7/2017
- Protected: Part 2: 4 more ways to identify which stocks are going to collapse 5/7/2017
- Protected: Part 1 : How to identify which of your existing stocks are going to lose money? 5/7/2017
- When would bonds sink together with equities? 23/6/2017
- High cost of premium waiver 16/6/2017
- Tokio Marine TM Retirement GIO is inferior 30/5/2017
- Only 7 per cent confident to save enough for retirement 22/5/2017
- What kind of jobs that will not be replaced by a robot? 7/5/2017
- Psychology behind the Singapore ‘chope’ culture and what we can learn to achieve our financial freedom 30/4/2017
- Tips in claiming your integrated shield plan 21/4/2017
- Why people pay top dollar for a short remaining HDB leaseshold? 12/4/2017
- Police report filed against A2A Capital Management 6/4/2017
- Is it worth selling your 101 ILPs instead of surrendering it? 18/3/2017
- PRUshield Extra A Premier pricing is just too complicated 15/3/2017
- 1/3 going to run out of money although majority are optimistic about retirement 11/3/2017
- Here’s a video by a bank on how it anyhow sell Universal Life 4/3/2017
- High networth asking govt for help because of poor financial planning 25/2/2017
- Why all my clients are angels from heaven? 13/2/2017
- When is investing in Exchange Traded Funds (ETFs) not suitable? 6/2/2017
- Dollar Cost Averaging for 30 years until 89 years old? 30/1/2017
- Is property still a good retirement investment? 14/1/2017
- Strange way of how CPF Interest is calculated & retirement planning 7/1/2017
- A client who spent $27,000 a year on insurances 30/12/2016
- Life Expectancy and the Importance of Retirement Planning 23/12/2016
- Rental income may not be enough to service property loans, warns MAS 16/12/2016
- CPF Withdrawal method to create a 2nd stream of passive income 9/12/2016
- Complains against banks & life insurers surged; how to avoid becoming a victim 2/12/2016
- My adventure with FinTech, Robo-Adviser and story 23/11/2016
- 3 ways to make your SRS work harder 19/11/2016
- Many Baby Bonus & incentives are not automatic 11/11/2016
- Spectacular collapse of the LM Investment Management Limited 21/10/2016
- 3 common excuses to delay retirement planning 14/10/2016
- 6 ways to increase your investment returns 7/10/2016
- Vanguard funds in Singapore at just US$ 20,000! 30/9/2016
- Swiss Cheese Model approach to financial advice 26/9/2016
- (Another) 4 reasons why Singaporeans and you cannot retire 15/9/2016
- The Commando Financial Adviser – fast closing and fast disappearing act 12/9/2016
- Widespread financial illiteracy on retirement planning, says CPF Advisory Panel 4/9/2016
- The broken Umbrella: Platinum All Weather Fund 29/8/2016
- Disappearing Castlestone Collection of Modern Art 22/8/2016
- CPF Lifetime Retirement Investment Scheme unlikely to achieve economies of scale 8/8/2016
- Swiber Holdings defaulted bonds, a commentary on how the system works 6/8/2016
- Get Full Report on CPF Life with Escalating payouts and the Lifetime Retirement Investment Scheme 4/8/2016
- Dual Currency for High Networth 1/8/2016
- How the bank take advantage of you through Equity Linked Note (ELN) 25/7/2016
- MAS found lapses in the sales of financial products 18/7/2016
- The Super Underperforming IQS Performance Fund 11/7/2016
- The Disastrous Premier Diversified Property Fund 4/7/2016
- Currency effects of ETFs and Unit trusts (Why this ETF goes up when the stock market crashed after Brexit?) 25/6/2016
- New Earth Solutions Recycling Facilities Fund, aka ‘Rubbish Fund’ 24/6/2016
- 3 Reasons Singaporeans Cannot Retire 20/6/2016
- Is Crowdfunding Investments Worth the Risk? 9/6/2016
- What is Accredited investor? 4/6/2016
- Try this calculator for Supplementary Retirement Scheme (SRS) 20/5/2016
- Case study of a typical 2nd generation high networth portfolio 7/5/2016
- Tips in selecting a Universal Life 25/4/2016
- Why private banking clients have no asset allocation skills? 18/4/2016
- Problems when UK banned commissions 4/4/2016
- Women likely to be financially worst off after retirement 26/3/2016
- A whopping 65% of retirees’ saving will not last, says NTUC Income’s survey 7/3/2016
- Why you should NOT select your CPF Life plan at 55 2/3/2016
- Children & wife left to fend for themselves after sole breadwinner became coma for 3 years 29/2/2016
- 10 Tips on how to teach children financial planning 22/2/2016
- Singapore property cost 5 times of median household income. How to cope? 13/2/2016
- Executor sued for not handing over $111K to beneficiary. Lessons parents can learn. 5/2/2016
- Only 36% believe they can retire comfortably, says DBS-Manulife Retirement Wellness Study 1/2/2016
- 3-year-old boy lost entire family on Christmas Day to car accident 25/1/2016
- Majority lacks a written comprehensive financial plan, says FPSB 17/1/2016
- Techniques to predict future investment returns (e-Learning) 15/1/2016
- MOH’s response to “Premium Shock for Medishield Life” 11/1/2016
- Sales Incentives banned from 1 January 2016 31/12/2015
- Multiple registration levels at www.ifa.sg 30/12/2015
- ST forum: Balanced Score Card motivates financial advisers through punishment 28/12/2015
- Zurich Life to exit Singapore 7/12/2015
- 109 investors lost NZ$10m and got sued for another NZ$36m 1/12/2015
- Should I terminate my mum’s Incomeshield in view of Medishield Life? 28/11/2015
- Outlook for Stocks and Bond Returns according to Jeremy J. Siegel 20/11/2015
- Why a whole life insurance is important for a new born baby 10/11/2015
- Nearly half have not started planning for retirement, says DBS & Straits Times 5/11/2015
- Direct Purchase Insurance nightmare 20/10/2015
- ST forum: Increase MediShield Life coverage for psychiatric treatment 13/10/2015
- Premium Shock for Medishield Life 5/10/2015
- Case study on CPF valuation limit 27/9/2015
- Case study on CPF Retirement Sum Topping-Up Scheme resource optimisation 20/9/2015
- FREE personalised retirement planning analysis report for those 40 & above 13/9/2015
- What is meant by “monitoring” an investment portfolio? 2/9/2015
- Food poisoning ends up with amputation of hands and feet 23/8/2015
- Appointment of deputy under the Mental Capacity Act drops to $250! 11/8/2015
- Are you overspending? Use this calculator to find out 6/8/2015
- Aviva SAF Group Term Life has become so expensive! 3/8/2015
- Is expense ratio all that matter in buying an ETF? 30/7/2015
- Not everyone needs to make an insurance nomination 26/7/2015
- 5 years old girl’s hospital bill is a whopping $300,000 every year! 18/7/2015
- Majority of CPF Investors seems to have lost money in stocks 14/7/2015
- Analysis of the new Additional Withdrawal Limits for Integrated Shield Plans (IP) 10/7/2015
- No bed in B2 ward, so patient slept in corridor for 4 days! 6/7/2015
- Don’t faint: Too many layers of fees in investment-linked policies (ILPs) 2/7/2015
- Investors have unrealistic expectations, says Schroders 31/5/2015
- Millions of dollars of retirees’ money lost in property scam 27/5/2015
- CPF: How to Accumulate $1m in your CPF by 57? 23/5/2015
- Danger of Foreign Property Investments 19/5/2015
- Analysis of Singapore Saving Bonds 12/5/2015
- 3 steps to fix plunge in financial literacy 6/5/2015
- Majority of Singapore investors are not progressing towards retirement goal, says Legg Mason 2/5/2015
- What happens when a fund is merged with another? 28/4/2015
- Many have advisers but few really relied on them for advice, says Blackrock’s survey 24/4/2015
- Singapore was ranked the world’s most expensive city for the second year running 20/4/2015
- Money woes to avoid in marriages 11/4/2015
- How Financial Advisers Can Earn MUCH more by using the Direct Insurance Purchase 7/4/2015
- Direct Purchase Insurance – a must read before your purchase 7/4/2015
- compareFIRST launched today & my evaluation 7/4/2015
- Singapore Saving Bonds a.k.a. “free lunch” to be launched by MAS 30/3/2015
- Case study on simple integration of retirement & special needs planning 22/3/2015
- Young & old Integrated Shield Plans policyholders likely to pay part of its premiums in cash 15/3/2015
- CPF Changes 2015 & CPF Life Changes Part II – timeline and other calculations 11/3/2015
- Consumers can buy life insurance direct in April 2015 and what it means to you 5/3/2015
- No advice given, few documentation and non-disclosures but earns easy money 2/3/2015
- Few Singaporeans have formal retirement plan: Citibank survey 26/2/2015
- Majority unhappy with their financial situation, says Manulife’s Investor Sentiment Index 22/2/2015
- New home sales plunge 35% from year ago 18/2/2015
- Analysis of CPF Changes 2015 & my very long commentary 14/2/2015
- Average Monthly Cost of Education much higher than $1792 for each household 10/2/2015
- HSBC The Future of Retirement: 78% worried about not having enough for retirement 7/2/2015
- ST forum: Care needed in raising Integrated Shield premiums 4/2/2015
- Case study to generate passive income for retirement planning 1/2/2015
- More private properties sold at a loss 1/2/2015
- Swiss Franc currency surprise and its effects on ETFs 29/1/2015
- Cannot claim medishield insurance for dementia 26/1/2015
- Medishield Life: Govt given power to access people’s income without consent 23/1/2015
- When it becomes illegal to lend money to family members and friends? 20/1/2015
- The myths in regular saving plan 17/1/2015
- CPF Member & witnesses’ NRIC required for CPF Nomination 14/1/2015
- 51 things you can do with your Medisave 12/1/2015
- New CPF Contribution Rates wef 1 January 2015 worst off for self-employed 10/1/2015
- SOR and SIBOR interest rates surged 7/1/2015
- Integrating investment-linked policies with the core portfolio 6/1/2015
- ST forum: Insurance sales: More info, less understanding 3/1/2015
- First blog of the year 2015: my journey so far from 2006 to present 1/1/2015
- Pioneer Generation Subsidies-read to clarify your confusion 29/12/2014
- Property Tax in Singapore and why it is declining? 27/12/2014
- MAS gives examples of illegal sales tactics for the Balance Scorecard 11/12/2014
- Regulation of CPF nominations not feasible 9/12/2014
- Majority of Singaporeans unprepared for retirement, says DBS Bank 5/12/2014
- Credit Bureau Singapore launches Enhanced Consumer Credit Report 4/12/2014
- Man bequeath all CPF to ‘goddaughter’ through CPF Nomination 4/12/2014
- Middle-class Singaporeans are feeling more insecure, says sociologists from NUS & IPS 30/11/2014
- Question on a very poor endowment policy 3/11/2014
- The Real Singapore: Evidence on little understanding on financial planning from stolen article 27/10/2014
- Retirement Planning: Difference between Wealth Accumulation & Monetisation 22/10/2014
- 55% worried about their ability to save enough for retirement, says AIA 20/10/2014
- ST forum: Home Protection Scheme – Start coverage once payment is made 15/10/2014
- 30 years old woman lost husband; to support 4 children 13/10/2014
- NTUC Income, Tokio Marine & Aviva inconsistent underwriting standards 6/10/2014
- What is the endorsement effect? 29/9/2014
- S’pore one of most costly cities for the young, says Knight Frank 27/9/2014
- Lease Buyback Scheme – a viable financial planning tool? 14/9/2014
- How financial advisers are paid? 4/9/2014
- ST forum: Overcoming emotional barriers to lease buyback 2/9/2014
- Why you should never fall in love with your investment? 29/8/2014
- DirectAsia online term life insurance 27/8/2014
- The curse of the 3rd generation high networth individuals 22/8/2014
- Estate planning mistakes made by ultra rich celebrities like Princess Diana 20/8/2014
- Nicoll Highway collapse accident and lessons parents can learn 18/8/2014
- ST forum: Guarantee CPF Life solvency for peace of mind 15/8/2014
- Only 1 in 5 confident their CPF will meet their retirement needs, says Manulife 13/8/2014
- What happened to Traded Endowment Policies? 13/8/2014
- Putting $500,000 into STI ETF and US$1,000,000 into SPDR® S&P 500® ETF 11/8/2014
- Lasting Power of Attorney – its deficiency relating to financial planning 8/8/2014
- ST forum: Care needed when buying insurance direct 6/8/2014
- ST forum: Exercise caution on CPF private pension plans 4/8/2014
- CPF private pension plans – sure way to lose money 31/7/2014
- Direct life insurance purchase delays to 2015 30/7/2014
- Land banking in Singapore will go out of business 22/7/2014
- ST forum: Why integrated shield plans are not competitive? 22/7/2014
- It’s too late to do retirement planning when old, says Citi-SMU 21/7/2014
- ST forum: Why exchange-traded funds (ETFs) are not popular here? 17/7/2014
- Lawyer Johnny Cheo Chai Beng sued for not knowing how to prepare a will 14/7/2014
- (Obsolete)CPF Life Standard default plan is the worst of the two (22 June 2017 update to the new booklet) 8/7/2014
- 73% underestimate the retirement savings needed, says DBS 3/7/2014
- Budgeting for Marriage and Building Your First Home 1/7/2014
- MediShield Life full report 1/7/2014
- What Kind of Estate Planning Is Required When Investing In Overseas Properties? 24/6/2014
- Aviva SAF Group Insurance can be terminated without prior notice 17/6/2014
- Why there is no fiduciary duties between financial advisers and clients in Singapore? 13/6/2014
- Madam Pusparani, widow of killed Changi Airport worker, is now broke but no fault of hers 10/6/2014
- Franklin Heng’s Rockwill Trustee multimillion dollar lawsuit for liposuction death 3/6/2014
- ST Forum: Regulate investment seminars 29/5/2014
- Only 1 in 3 think they can retire at their preferred age, says Aviva 27/5/2014
- What is a Constant Proportion Portfolio Insurance (CPPI) strategy? 27/5/2014
- Similarities between botched plastic surgery and botched financial plan (or lack of it) 20/5/2014
- Improving the success rate of the retirement portfolio 13/5/2014
- Mental Incapacitation Planning for Retirees 8/5/2014
- Retirees, here is an example of converting capital gains to an income stream 6/5/2014
- Case study on financial planning for a young family 1/5/2014
- Why high dividend yield stocks are not suitable for young investors? 29/4/2014
- POSB refused to allow daughter to empty father’s account 22/4/2014
- Safeguarding your Assets from Creditors 17/4/2014
- Helping Parents with Special Needs Children 17/4/2014
- Summary of TM Retirement Paycheck 16/4/2014
- Financial advisers with many confusing titles 15/4/2014
- Question on Investment Linked Policy charges (ILP charges) 15/4/2014
- Why accredited investors are in for a raw deal 8/4/2014
- Question on whether is Medishield Life applicable to me? 1/4/2014
- Shocked that you cannot use your CPF for housing loan due to Valuation Limit? (Closed caption) 25/3/2014
- Refused kidney dialysis because got no money 11/3/2014
- Review & testimonies from clients of all walks of life 7/3/2014
- Question on long-term investment not making money 4/3/2014
- What Are the Myths In Investing in Unit Trusts? (Closed Caption) 25/2/2014
- 72 years old Quek Hung Heong sues family for a problem occurred when he was 25 18/2/2014
- Question on why cannot get $10,000 in HDB refund for BTO 11/2/2014
- Question on why must pay extra $152K for BTO? 4/2/2014
- What is the difference between buy and hold and rebalancing strategy? (Closed Caption) 28/1/2014
- Father who did not have a Will drown in NUS leaving 3 and 6 years old children 21/1/2014
- Why CPF cannot be used for housing loan due to valuation limit 14/1/2014
- The Tragic Liberalization of the CPF Investment Schemes 7/1/2014
- Question on parents helping to pay for HDB flat 25/12/2013
- Returns of Stocks and Demographics 20/12/2013
- How does OCBC Mortgage Protector Plus, an insurance product with premium refund, work? 30/10/2013
- Council for Estate Agencies (CEA) warned property agents against selling doggy properties 10/10/2013
- A case of changing style and impressive unit trust factsheet performance 19/9/2013
- Why consumers always buy the wrong financial product despite free competition? 17/9/2013
- Video Sample of An Overview of the Arithmetic of Investment Tutorial 12/9/2013
- A bond ILP underperforms the same fund if bought directly 10/9/2013
- Another ILP fund performs worst than if the fund is bought direct 5/9/2013
- An ILP fund is worst compared to the exact fund that is bought directly 3/9/2013
- Volatility of Real Estate Investment Trusts (REITs) is higher than stocks 22/8/2013
- Radio advertisement on “No medical insurance, no Lasting Power of Attorney, no WIll” 20/8/2013
- What is the difference between financial planner and financial adviser ? 13/8/2013
- Buy an IT gadget to get free insurance or buy insurance to get free IT gadget? 1/8/2013
- Don’t buy and hold blindly forever 30/7/2013
- How to create your own dividends paying portfolio 16/7/2013
- Very Large Government Subsidy for Special Needs Trust Company 9/7/2013
- This fund has good risk adjusted return 18/6/2013
- A lousy fund can remain a lousy fund forever!! 11/6/2013
- A very short history on commissions rebates and the dark side of the force 2/5/2013
- Question on Will Writing for Muslims 22/4/2013
- 4 young children lost both parents within 2 months and how the credit default swap can help 15/4/2013
- 13 reasons why you do NOT want to get a life insurance policy 17/3/2013
- What happens to the CPF Minimum Sum Top-Up when the recipient dies? 14/3/2013
- The target market for fee-based financial advice 26/2/2013
- The cost to raise a child in Singapore is $900,000 15/2/2013
- Making the Case for Equities by Jeremy J. Siegel 12/2/2013
- What has paying fee for financial advice to do with iPads and China funds? 25/1/2013
- ST Forum: Vital to regulate commissions (FAIR Review) 22/1/2013
- 80% not prepared to pay fee for advice, says MAS 16/1/2013
- What will happen to the Child Development Account (CDA) when parent die? 15/11/2012
- Association of Persons with Special Needs – APSN (e-Learning) 6/11/2012
- Event – Introductory talk on Estate Planning for Persons with Special Needs, 6 November 2012, 4pm-6pm 1/11/2012
- Event – Introductory talk on Estate Planning for Persons with Special Needs, 31 October 2012, 4pm-6pm 28/10/2012
- Seminar on “The Importance of Wills & Trusts planning for Parents with Young children” 14/10/2012
- Should you pay off your loan even if you have extra cash? 6/9/2012
- Question: Should I become a part-time financial adviser? 18/7/2012
- Consumers are happy despite being cheated by financial advisers, says surveys conducted by the authorities 13/7/2012
- Up to 70% of financial advisers’ recommendations were unsuitable, says MAS mystery shoppers survey 11/7/2012
- Why Inflation-linked bonds have risks? 9/7/2012
- The financial adviser is knowledge gap filler, says MAS (Part 2) 9/7/2012
- The financial adviser is like a teacher, says MAS (Part 1) 7/7/2012
- Great Eastern Life and other big boys are against fee-based planning 3/7/2012
- Dividend Yield Play turn out to be a disaster (as usual, nothing new under the sun) 17/6/2012
- My Feedback for Financial Advisory Industry Review (FAIR) 18/4/2012
- ST Forum letter: Financial advisers go beyond writing reports 4/4/2012
- Analysis on fees charged by the Public Trustee (PT) and Special Needs Trust Company (SNTC) 3/4/2012
- ST Forum letter: Fee-based scheme not a problem 30/3/2012
- Girl,11, molested by uncle 20 times. This can happen to your daughter 19/3/2012
- Algorithmic / high frequency trading on SGX 16/3/2012
- Dividend Stocks worth Checking Out? 6/3/2012
- Risk of a Perpetual Bond which investors do not know or understand 6/3/2012
- Budget deficit and public debt using case study of Britain’s Trillion Pound Horror Story 29/2/2012
- Commentary on “Four child corpses found buried under Chinese bridge” 9/2/2012
- Why Ipac Singapore close down? 12/1/2012
- Specific Investment Products under Customer Knowledge Assessment (CKA) 1 January 2012 11/1/2012
- How to calculate bonuses for participating life policies 31/12/2011
- The Shadow Market like mortgage-backed securities ends up in retail investments 27/12/2011
- High-Frequency Trading, Flow Toxicity, and the Flash Crash 23/12/2011
- What is high speed trading, algorithmic trading, quantitative trading and high frequency trading? 21/12/2011
- CPF Nomination ends up with Official Assignee due to poor financial planning 22/11/2011
- The Singaporean DIY approach to financial planning (or lack of it) 28/10/2011
- Case study on financial planning for single 24/10/2011
- Four mentally incapacitated adults found abused in dungeon 19/10/2011
- What happens when an insurance company go bankrupt? 3/10/2011
- Your relationship with your financial institution is an adversary one despite regulation 13/9/2011
- Patients’ Last Days in Ignorance 11/9/2011
- Myths in Dividend Yield Investing 15/8/2011
- What is meant by ‘standard terms’ (for insurance)? 9/8/2011
- I have nightmare over synthetic ETFs 23/6/2011
- Retirees made up a large majority of the investors in Profitable Plots 25/5/2011
- How to Plan for a Permanent Dependent 21/5/2011
- Fineprints for Aviva SAF Insurance for NSmen 5/5/2011
- Husband died leaving spouse with no home, no money ; DIY video Will invalid 30/4/2011
- Factors influencing GDP growth according to neo-classical theory 29/4/2011
- Anyone monitoring the money supply in Singapore? 27/4/2011
- Early stage lung cancer becomes 4th stage due to delay 21/4/2011
- Ex-Kim Eng Dealer to pay up $1.3m 29/3/2011
- An Uncensored Analysis of Stricter CPFIS Criteria 19/3/2011
- An example of person refusing to pay fee for advice 17/3/2011
- What Spa, Timeshares have in common with life insurance? 14/3/2011
- Misunderstanding in Medishield 9/3/2011
- Stumped by low MediShield payout 7/3/2011
- DIY estate planning became a big mess, ends up in High Court (Koh Cheong Heng v Ho Yee Fong 2011) 7/3/2011
- CPF Enhanced Nomination System (ENS) 28/2/2011
- Question on Being Rejected / High BMI / Moratorium Underwriting 26/2/2011
- About the Rockwills Corporation Pte Ltd 19/2/2011
- 86% intend to use whole life insurance for retirement? 8/2/2011
- Are Your Umbrellas Strong? 4/2/2011
- Worker incurred $147,000 medical bill in C class ward without subsidy! 29/1/2011
- Dr Ang Peng Tiam encourages individuals to get medical insurance 22/1/2011
- What to do when getting a divorce 10/1/2011
- How much is a cataract operation? 9/11/2010
- Singapore’s Taxation Advantage 2/11/2010
- Will writing – the young and not the old writes their Wills, says statistics 1/11/2010
- Professionalism Goes Beyond Form Filling 28/10/2010
- NTUC Income i-Term is cheaper but Company pushes X 19/10/2010
- Fake $8m investments sold to accredited investor 14/10/2010
- CPF Nomination made to a bankrupt 13/10/2010
- How cost of investments can delay your retirement indefinitely 10/10/2010
- Top of the Table (TOT) AIA insurance agent involved in US$5m fake policy scam 10/10/2010
- Thank you for visiting Wilfred Ling’s website 4/10/2010
- NTUC Income’s Letter of Guarantee (LOG) impressive 4/10/2010
- How a ponzi scheme works? 29/9/2010
- Parents further distraught by MediShield exclusion letter 21/9/2010
- Is emerging market inefficient? 16/9/2010
- Dementia patient’s S$48,000 fixed deposit gone 7/9/2010
- Professionalism goes beyond instruction taking (Wills) Part 2 2/9/2010
- Question on what are the needs of a single person? 1/9/2010
- Simple Problem with Complex Solutions (Property Curb 2010) 31/8/2010
- Unpublish letter to the Straits Times: No benefit illustration for CPF Life 28/8/2010
- Become orphans after vacation 28/8/2010
- The true meaning of Million Dollar Round Table (MDRT) 22/8/2010
- Left nothing to legally married wife including the dependants protection scheme 21/8/2010
- Unpublished Letter to the Straits Times forum on Life insurance industry selling few insurances 18/8/2010
- You Too Can Be A Philanthropist 16/8/2010
- Professionalism goes beyond instruction taking (Wills) Part 1 12/8/2010
- LIA’s robust sales figure in life insurance unrelated to insurance 7/8/2010
- Fixed deposit ends up becoming insurance or structured deposit 28/7/2010
- Question of being guilt stricken after writing will 26/7/2010
- AXA demanding S$7 million back from Finexis, according to report 24/7/2010
- Crane killed sole breadwinner leaving behind 5 needy dependents 23/7/2010
- 2-years old daughter becomes fatherless because of the falling tree 21/7/2010
- Educational Seminar – Estate Planning for Parents with Young Children (1 hour) 21/7/2010
- Financial Planning For Persons With Special Needs 19/6/2010
- Lack of estate planning ends up leaving to dogs instead for children 18/6/2010
- Advantages & Disadvantages of ETFs 1/6/2010
- What are the financial planning responsibilities for parents? 23/5/2010
- Man lost almost his entire HDB property to siblings due to poor financial planning 19/5/2010
- Land International (Far East) land banking fiasco. No legal recourse here? 13/5/2010
- How to protect your wealth against creditors 10/5/2010
- 70% loss because insurance agent did not provide review for 11 years 8/5/2010
- Importance of Financial Planning for Property Purchase 5/5/2010
- Why Singapore & Australia opposed banning commissions? 28/4/2010
- 10 myths about wealth management 25/4/2010
- Silent Pain From an Insurance Agent 24/4/2010
- Insufficient insurance coverage caused widow to downgrade flat when husband died one year after twins were born 29/3/2010
- Even those who wants to kill themselves must know financial planning 28/3/2010
- Estate Planning should not be optional 22/3/2010
- Why you should not buy products with upfront commission? 21/3/2010
- How to avoid scams 21/3/2010
- Lack of Will caused 87 years old grandma to be kicked out of Bedok Reservoir flat 11/3/2010
- Should you terminate your Investment Linked Policies? 9/3/2010
- Good advice doesn’t mean anything; bad advice doesn’t mean anything 8/3/2010
- New rules in HDB further adds confusion and complexity 6/3/2010
- Economic reality of your net worth (balance sheet) i.e. ILPs increases your debt 4/3/2010
- Lasting Power of Attorney 26/2/2010
- Dead man was asked to pay up income tax 18 years later, trustee stunned 25/2/2010
- Special Needs Trust Company (SNTC) 24/2/2010
- Cover story on MAS’ Policy Owners’ Protection Scheme 23/2/2010
- Financial Planning Reports used by Fake Planners 15/2/2010
- Gambling Addiction 2 10/2/2010
- Why I dislike 3G insurance? 6/2/2010
- Non-par with non-guaranteed surrender value 4/2/2010
- Commoditization of Human Capital is Like a Cancer in Our Society 1/2/2010
- Using ‘weighted average return’ approach for investment planning 22/1/2010
- Is HDB a good investment? 22/1/2010
- Buying too many insurance policies 20/1/2010
- What happens if I am unable to pay for the hospital bill? 16/1/2010
- Mis-selling of another insurance 13/1/2010
- Mis-selling of medical insurance when buying directly 12/1/2010
- Why my best recommendations often require the client to DIY 10/1/2010
- What is the difference between savings and investments? 10/1/2010
- How a typical financial adviser / financial planner earn a living? 9/1/2010
- Mark-up by 15% and discount by 15% 8/1/2010
- Survey shows investors will lose money 5/1/2010
- Free advice is going to cost you your entire HDB flat! 4/1/2010
- Why engaging a financial adviser may not help? 31/12/2009
- Smart arbitrageurs get GPF Warning Circular to change career 26/12/2009
- What Are the Sources of Profit? 26/12/2009
- HDB Title Deed 25/12/2009
- What is Private Integrated Shield Plan and Medishield? 22/12/2009
- Why am I against long-term insurance contract? 13/12/2009
- Why my medical insurance claim payout is so low? 10/12/2009
- Large Capital Outlay Ahead for Young Graduates 28/11/2009
- The Difference between value and price in financial services 17/11/2009
- 4 Risks in Property Speculation 15/11/2009
- Launch of IFAST Global Prestige 4/11/2009
- 9 Tips on How to Select an Exchange Traded Fund (ETF) 28/10/2009
- Finexis ‘dumping’ AXA FutureProtector at $0 for first year 25/10/2009
- Friends Provident launches Global Wealth Builder Plus Bonus Units is a gimmick 20/10/2009
- 7 Tips on How to Lose Money in Investments 19/10/2009
- Can an obese apply for insurance? 11/10/2009
- What Is Really Meant By “Professionalism”? 8/10/2009
- What Fresh Graduates and Young Persons Should NOT Do 3/10/2009
- How could a financial institution pay 100% of the annual premium year in commission? 30/9/2009
- What you need to know about CPF Life Questions & Answers 30/9/2009
- Why financial advisers must abandon their clients? 27/9/2009
- 10 Tips on what to prepare financially for your upcoming marriage 22/9/2009
- Are The ETFs We Have In Singapore Good Investment Options Relative To Unit Trusts? 4/9/2009
- 7 Financial Planning Tips for Property Purchase 22/8/2009
- DBSAM MyHome Funds 10/8/2009
- When is the best time to invest, when is the worst time? 8/8/2009
- Should you be borrowing money to pay for debts? 1/8/2009
- If a financial planner can do more things, why aren’t there many financial planners? 30/7/2009
- What is the difference between financial adviser and financial planner? 30/7/2009
- Examples of mis-selling an insurance 28/7/2009
- What is the Letter of Guarantee (LOG)? 26/7/2009
- Question on non-disclosure for insurance application 25/7/2009
- What is the role of the adviser during claims 25/7/2009
- Medical cost for cancer was whopping $400,000, but did not survive 24/7/2009
- Home Protection Scheme is not what you think it is 18/7/2009
- Family to pay $1.3 million in estate duty!! 17/7/2009
- Drafting a Will and considerations 12/7/2009
- An analysis of Singapore’s Money Supply 4/7/2009
- What is Really Meant By Independent financial adviser? 1/7/2009
- What are the considerations when buying a private medisave-approved integrated shield plan? 28/6/2009
- Can you tell me which insurer has the worse reputation? 28/6/2009
- What is meant by preliminary underwriting for pre-existing condition? 28/6/2009
- How does a structured product work? 28/6/2009
- Analysis of S’pore’s GDP in terms of private consumption, government spending, investment and net export 27/6/2009
- What is the purpose of investments? 27/6/2009
- What is equity? 27/6/2009
- What is fixed-income? 27/6/2009
- What does Monetary Authority of Singapore (MAS) has to say about commissions? 27/6/2009
- What are “good” and “useless” risks? 27/6/2009
- Why most people are losing money from investment? 27/6/2009
- Why most people exaggerate earnings from investment? 27/6/2009
- Why property investment seems to be a better? 27/6/2009
- What is meant by asset allocation? 27/6/2009
- What is meant by market return? 27/6/2009
- What is meant by benchmark return? 27/6/2009
- What is the cost involved in investment? 27/6/2009
- What is the duty of the investment adviser? 27/6/2009
- Is it really necessary to invest? 27/6/2009
- Is fixed deposits the best place to save? 27/6/2009
- SGS (Singapore Government Securities) available at ATM from 1 July 09! 26/6/2009
- Buy Term invest the Rest 24/6/2009
- Financial Planning for your MARRIAGE 23/6/2009
- What is insurance? 23/6/2009
- Insurance Adviser selling free gifts 22/6/2009
- An example of how to create your own structured deposit 21/6/2009
- How to get triple digits in dividends 21/6/2009
- Land banking company uses many financial advisers to sell 19/6/2009
- Sources of profit for equities 19/6/2009
- Why is disability Income insurance important? 19/6/2009
- Is insurance like gambling? 19/6/2009
- What are the insurance needs for a family? 18/6/2009
- What are the financial needs of a person who is single? 18/6/2009
- What are the financial needs for juvenile? 18/6/2009
- What are the fineprints in investment linked policies (ILPs)? 18/6/2009
- How much of my salary should I spend on insurance? 18/6/2009
- Since my insurance premium is huge, I am well covered right? 18/6/2009
- Is company’s group insurance sufficient? 18/6/2009
- Are endowment policy suitable? 18/6/2009
- What are unsuitable insurance? 18/6/2009
- Why is an ILP considered inferior/ a time bomb? 18/6/2009
- How does one go about buying insurance? 17/6/2009
- What is meant by pre-existing conditions in real life? 8/6/2009
- Lesson learnt on Temasek’s investment in Barclay 3/6/2009
- Stocks are subjected to “Phantom Profit” manipulation 1/6/2009
- Nomination in insurance policies 9/5/2009
- Difference between customers, bondholders & shareholders 4/5/2009
- Commentary on poor hospital services in Changi Hospital 30/4/2009
- Bonus Cut for a par product 29/4/2009
- The Ayam Buah Keluak Cheat 26/4/2009
- The Parable of the Rich Fool is a good short investor, poor long-term investor 19/4/2009
- Conversation between my client and his former financial adviser 19/4/2009
- Simple Financial Planning For A YOUNG GRADUATE 11/3/2009
- Paying Your Investment Advisor – Fees Or Commissions? 20/2/2009
- Financial adviser: your commission is your obstacle 31/1/2009
- Commission based financial advisory practices not in favor of clients’ interest 9/1/2009
- Learning From Crisis / Build a Better Portfolio 7/1/2009
- Tastless Free Financial Health Check 7/12/2008
- Are you paying 42% extra in insurance? 2/12/2008
- Seminars – What you should know behind the scene 28/11/2008
- UK financial advisers moving to fee-only financial advisers 26/11/2008
- NTUC Income Letter of Guarantee (LOG) is not guaranteed 10/11/2008
- How a structured product can con you through a probability game 9/11/2008
- How to calculate the minimum salary you need to have? 8/11/2008
- Comment on “Conflict of interest between bank and customer “ 31/10/2008
- The financial adviser salesman might contribute more to GDP than a professional adviser 30/10/2008
- Insurance should not be “sold” 30/10/2008
- Lessons to learn from Minibond (MiniBomb) at el 29/10/2008
- Turning to friends for advice turn out to be a bad advice 10/10/2008
- Sales quota of financial consultant 2/10/2008
- Financial planner is a life coach, but cannot cure existing problems 27/8/2008
- Profiting from Death (Life Settlements Wholesale Fund) 11/8/2008
- Diversifying Your Portfolio Using ETFs (e.g. iShares MSCI World ETF) 30/6/2008
- Vacuum Cleaners and Financial Services 27/6/2008
- Absolute Return Investing 17/6/2008
- The Best Retirement Investment Portfolio Ever! 5/5/2008
- Unit Trusts vs ETFs 2/5/2008
- Estate Duty on non-US Non-Resident 23/4/2008
- How to find your investment strategy? 17/4/2008
- Why is dual currency a lemon? 16/2/2008
- Decrease Your Risk & Increase Your Return 28/1/2008
- Funds for Uncertain Times 4/1/2008
- What is the best risk-free rate in Singapore? 23/12/2007
- Is it true that Emerging Market is less efficient? 1/12/2007
- Dollars and Sense in Children Education Planning 13/11/2007
- 40 years of medisave saving wiped out when daughter got cancer 4/11/2007
- Create your investment plan now 1/10/2007
- What to invest for long term – WITHOUT monitoring 13/9/2007
- No shortgage of Irrational Behavior 17/8/2007
- Select a product based on its merits, not free gifts 13/8/2007
- Investment Perspectives for 50s and 60s 24/7/2007
- Manulife’s Secure Retirement Plus is so expensive 10/7/2007
- Herd Instincts at Play 30/5/2007
- No Lack of Confusion 23/4/2007
- Investment Prospectives for the 30s and 40s 22/4/2007
- Why using ILPs for children’s education planning is a bad idea? 13/4/2007
- Investment Perspective for the 20 years old 1/4/2007
- The Lack of Fear 8/2/2007
- Disability income can help sclerosis patient 29/1/2007
- The Three Problems of Investment 11/1/2007
- SwissCash alert 15/11/2006
- How to save $200k in 18 years for school fees 14/11/2006
- Total Cost of a Tertiary Education 1/11/2006
- Undergrad suffers brain injury after monkeys cause crash 31/10/2006
- Man with bad headache rushed to hospital, was sent back home with painkillers, by evening falls into coma 1/7/2006
- Risk and Reward in investments using Value At Risk 13/6/2006
- Risks involved in investing in foreign ETFs 1/12/2005
- Lessons In The Dot.Com Era 16/9/2005
- Gambling Addiction 1 7/4/2005
Hi, looking for a fee-based financial planner in Singapore? Read this article now!
Chartered Financial Analyst
Chartered Financial Consultant
Featured Blogger
What do you think? Leave a comment.