Discover three tips for traveling the world without financial worries! Learn how to achieve financial freedom, diversify your income sources, and enjoy a fulfilling lifestyle. Join me in this video as I share how to balance work and leisure while exploring the globe. https://www.youtube.com/watch?v=R9FOMrB-Jh8 … [Read More...]
LATEST ARTICLE (SUBSCRIBE TO MY MAILING LIST TO AVOID MISSING THE LATEST)
SIA Shares 0% Return Over 23 Years!
Over the past 23 years, SIA shares returned 0%, while the Singapore market averaged a 3% annual return, including dividends. This isn’t necessarily a problem with the stocks or the market, but rather a result of familiarity bias—investors tend to stick with what they know. Just as people prefer familiar restaurants or supermarkets, investors often limit themselves to familiar markets, missing out on opportunities elsewhere. Watch this video on how to overcome this … [Read More...]
Have You Been Getting Consistent Dividends But You Have Lost 50% Of Your Capital?!
Many investors focus on high dividend-paying stocks and REITs for consistent income but may face significant capital losses. If your investment drops by 50%, you need a 100% gain just to break even. The issue isn't with dividend stocks themselves but with focusing only on dividends instead of total return. Many retirees prefer dividends, believing they're spending cash flow without touching the principal, but this approach can be misleading. Watch this video to find out … [Read More...]
Lost 90% Of The Investment In Top Glove?!
One of my clients invested a large sum in Top Glove, a leading glove manufacturer in Malaysia, during the COVID-19 pandemic, hoping to profit from the high demand for gloves. Unfortunately, he lost 90% of his investment. The issue wasn’t the company itself. Watch this video to find out more! https://www.youtube.com/watch?v=UAjydnvQudM … [Read More...]
Invested In Something That Had Provided Large Returns In The Past But Ended Up Losing Money?
Many investors mistakenly rely on past performance when choosing investments, thinking that previous returns or dividends indicate future success. However, this approach can lead to losses because there's no guarantee that history will repeat itself. Watch this video to find out more! https://www.youtube.com/watch?v=J33Z2DRNI38 … [Read More...]
Featured Articles
Have you wondered why after investing in stocks for so many years and your returns are so poor?
One key reason could be the lack of competitive advantage in the companies you invest in. Just like a business needs a unique edge to thrive, companies must have a strong competitive advantage to … [Read More...]
Why PE ratio is misleading?
Are you relying on low PE ratios to guide your investments? You might want to reconsider! In my latest video, I discuss why the PE ratio can be misleading and why using it as a sole indicator might … [Read More...]
Have you ever invested in blue chip companies only to make massive losses?
Have you ever invested in blue-chip companies only to face unexpected losses? Many assume that large, well-known companies are safe bets for long-term investments, but that's not always the … [Read More...]
Why not all profitable companies are good investments?
Many people believe that investing in profitable companies automatically leads to handsome returns, but this isn’t always true. In my latest video, I explain why a company's reported profit doesn't … [Read More...]
An elderly man suffered from dementia and was found to have nobody to manage his $1M investments.
Imagine having a million dollars in savings but no ability to manage it due to dementia. This was the case for an elderly man who, despite his wealth, couldn’t make decisions for himself. This story, … [Read More...]
Currency Risk When Buying Into a Foreign Currency Denominated Fund
Are you worried about currency risk when investing in foreign currency-denominated funds? You’re not alone! In my latest video, I discuss a common misconception that many investors have about currency … [Read More...]
Having Two Properties And Yet Money Still Not Enough?!
In my latest video, I discuss the financial challenges faced by a retired couple who, despite owning two properties, struggle to make ends meet. Their rental income is barely enough to cover mortgage … [Read More...]
Novo Nordisk Analysis: Key Insights and Investment Prospects
In this detailed analysis, Wilfred Ling explores Novo Nordisk, a leading pharmaceutical company specializing in diabetes, obesity, and rare disease treatments. The article covers the company's … [Read More...]
Find Out Why Bungalow Owners Are House Rich But Cash Poor?
Have you ever wondered why some bungalow owners, despite having impressive properties, still face cash flow problems? In my latest video, I dive into the surprising financial struggles of those who … [Read More...]
Featured Articles
Seminar: How to be financially independent?
This is a talk to PSA recorded live on 17 July 2023. https://www.youtube.com/watch?v=ceIwmpOYIwI … [Read More...]
DCA for someone in 60s: Crypto blue chips or S&P500?
Discover the key to smart investing with our concise guide on dollar-cost averaging! This article simplifies a powerful investment strategy, showing you how to spread your investments over time to … [Read More...]
Should You Buy Insurance From Friends?
https://www.youtube.com/watch?v=IbXP_sUiF8M Question: So should I buy insurance from friends? Answer: No, you should not buy insurance from your friend if your friend has little … [Read More...]
Wilfred Ling’s Story, the beginning
https://www.youtube.com/watch?v=Yu1lzL8ra7s … [Read More...]
Is there an alternative to rental income?
Discover the secrets to diversifying your investment portfolio and balancing risk with our insightful article. Ideal for both new and seasoned investors, this must-read guide explores various … [Read More...]
Three Approaches to Investments
Someone wrote to me the following comment: “I invested via Endowus, Sfye, Moneyowl and Stashaway. None of them are doing well. I am very sad. I thought ETFs could weather the storms better than … [Read More...]
How to create your own dividends paying portfolio
The other day, one of my clients informed me that he plans to take early retirement. Despite being below the statutory retirement age, his employer is offering a special package to encourage employees … [Read More...]
“Lost everything due to LUNA crash” – Based on true story
Discover why losing money on investments is common yet shocking when entire life savings are at risk. This article compares investing to learning to ride a bicycle, highlighting the importance of … [Read More...]
What is the Cash Investment One Needs To Have To Retire Comfortably In Singapore?
Whether you aim for a modest retirement with half a million dollars or struggle to retire with five million, this insightful discussion highlights the importance of personal habits and financial … [Read More...]