Over the years, there have been significantly more and more funds that mirror after the index such as Exchange Traded Funds. If you research the internet, you’ll find countless articles, blogs and forum pages advocating the use of index funds. I had previously suggested to consider using Vanguard funds (that article can be found here: Vanguard funds in Singapore at just US$ 20,000!) However, if you would to track the record of these index funds, you get to see an interesting … [Read More...]

One of the most common feedback I hear is this,  “Wilfred, I always lose money in investments. I have no luck.”  OR “Wilfred, I have invested with many financial advisers and I always lose money.” Sounds familiar? What are the reasons why investors lose money?  Let me relate to you a story. Mr Tan (not his real name), invested with me in 2007.  At that time, the Singapore economy and the region was growing rapidly.  The stock market has done extremely well for a few years since SARS … [Read More...]

In the previous blog HERE, I wrote about using 4 simple criteria to select stocks and then just do your buy own strategy. In this article, I did a modification. Instead of buy and hold, you rebalance every year and the purpose of rebalancing is to find stocks that meet the same criteria and then rebalance them into equal weightage. If you do this annual exercise, the chart shows that the performance not only gained positive returns but it actually out-performed the S&P 500 hands down … [Read More...]