In my experience, many retirees like to invests in REITs. Some of the reasons many retirees invests in REITs are: They tell me that REITs are safer because underlying is backed by properties. REITs are safer because of rental income which is easy to understand. Even if the REITs' prices drop, it is ok because the investor still get an income and as long as they don't sell it, the capital lost is just paper lost. But what they don't realised is that it has a volatility that could be … [Read More...]
LATEST ARTICLE (SUBSCRIBE TO MY MAILING LIST TO AVOID MISSING THE LATEST)
Why buying life insurance for children is important
Why would my baby need life insurance? Which is the best life insurance? Shouldn’t I buy term insurance for my baby since it is the cheapest? This article will address these questions. Why would my child need life insurance? The general purpose of insurance is to reduce the potential financial lost if the insured event occurs. An integrated shield plan is sufficient to reimburse the financial lost due to hefty hospital medical bills. However, should the illness requires long-term … [Read More...]
HOW AND WHAT TO INVEST NOW!
This webinar has ended. However, if you wish to receive the recording, feel free to key in your particulars below. The recording link expires on 10 July 2021. You will also be subcribed to our mailing list to receive tips on financial planning. Name: Email: We respect your email privacy Powered by AWeber Email Marketing More than 200 individuals attended the previous webinar and managed to learn how and what to … [Read More...]
How to enjoy life now and ensure the future is secure?
In my previous article, I spoke another the similar objectives and common errors made by the YOLO and FIRE individuals. The former seeks to enjoy life now without thinking about the future while the later thinks so much about the future but forgetting the present. Hence, I advocated that it is possible to enjoy now and yet has a bright future. To do so, there are three areas that one must do in order to enjoy life to the fullness (now) and yet have the resources for the future: First, … [Read More...]
HOW AND WHAT TO INVEST NOW!
This webinar has ended. However, if you wish to receive the recording, feel free to key in your particulars below. The recording link expires on 5 June 2021. You will also be subcribed to our mailing list to receive tips on financial planning. Name: Email: We respect your email privacy Powered by AWeber Email Marketing More than 200 individuals attended the previous webinar and managed to learn how and what to invest in … [Read More...]
Featured articles
YOLO or FIRE? (To enjoy now or enjoy later?)
A survey made by HSBC Financial Fitness Index shows that many are not ready for retirement. The common cited reasons reported by Straits Times are unexpected expenses, unexpected medical expenses, … [Read More...]
HOW AND WHAT TO INVEST NOW!
This webinar is over. To avoid disappointment and not to miss the next webinar, we will contact you if you indicate your interest using this form HERE. More than 200 individuals attended the … [Read More...]
Why some of your insurances may have become obsolete?
This webinar is over. To avoid disappointment and not to miss the next webinar, we will contact you if you indicate your interest using this form HERE. Date, time & venue 1 Oct 2020, … [Read More...]
HOW & WHAT TO INVEST NOW!
This webinar is over. More than 200 individuals attended. To avoid disappointment and not to miss the next webinar, we will contact you if you indicate your interest using this form … [Read More...]
Webinar on: “How to retire 10 years earlier than your current plan?”
The Webinar is over. If you are keen to be inform of the next Webinar, kindly leave your contact using this form HERE You are specially invited to a Webinar on: Topic: How to retire 10 … [Read More...]
How to avoid the top 5 mistakes people make in investments?
Have you made large losses before and is now too fearful to invest? Why is it that whenever you invest, the market goes down? How did Warren Buffett achieve more than 18% per annum of his … [Read More...]
How to Retire 10 years earlier than your current plan
After six years of hiatus in conducting seminar, I decided to give a talk on retirement planning. I am delighted to see so many people came for this talk. What shocked me was the sheer number of … [Read More...]
CPF Retirement Sum Scheme
Although CPF Life is compulsory, there are those who will not be automatically enrolled. If your age and CPF Retirement Account meets the following, you will automatically be enrolled to CPF Life. … [Read More...]
How money is created through the reserve ratio and why it is important know?
Have you thought of how money is created? You need to understand the mechanism of how money is created because the supply of money has an influence over an economy. If there is large increase in money … [Read More...]
What is meant by utmost good faith (uberrima fides)?
When applying for insurance, the principal of utmost good faith applies. The Latin equivalent of 'utmost good faith' is uberrima fides. The principal of utmost good faith or Uberrima fides means … [Read More...]
featured articles
Up to 70% of financial advisers’ recommendations were unsuitable, says MAS mystery shoppers survey
MAS commissioned an external consultant to conduct a mystery shopping exercise in 2012 to determine the quality of advice given out by financial advisers[1]. The MAS mystery shoppers' statistics were … [Read More...]
Tips in selecting a Universal Life
Stroll down to the end of this page if you are looking for the Universal Life Calculator I created. Universal Life products are often marketed to the high networth individuals. It appears to be … [Read More...]
Dividend Yield Play turn out to be a disaster (as usual, nothing new under the sun)
Today’s Sunday Times talk about Business investment trust in which it was found to be attractive to investors looking for dividends. I am always very fascinated by the idea of high dividend yield … [Read More...]
Only 36% believe they can retire comfortably, says DBS-Manulife Retirement Wellness Study
In a survey called the DBS-Manulife Retirement Wellness Study released on 5 January 2016, it was found that: 2 in 5 Singapore residents are not confident about their retirement preparations. 56 … [Read More...]
Majority of Singaporeans unprepared for retirement, says DBS Bank
The DBS Bank survey of 1,000 Singaporeans and Permanent Residents showed that: 75% are not following any financial plan for retirement needs Many do not even know where or how to start … [Read More...]
FREE personalised retirement planning analysis report for those 40 & above
I created a new retirement planning tool for those who are 50 and above to help them plan for their retirement. This new tool is FREE. The tool is capable of generating automated preliminary … [Read More...]
Here’s a video by a bank on how it anyhow sell Universal Life
One of my client sent me this webinar video on legacy planning. The first 11 minutes is educational and I generally agree with the speaker. So you can safely watch first 11 minutes without much harm. … [Read More...]
A whopping 65% of retirees’ saving will not last, says NTUC Income’s survey
It was reported that 65% of retirees feel that their savings will not last through retirement. This survey was conducted by Nielsen commissioned by NTUC Income. In addition, retirees say that one of … [Read More...]
ST forum: Guarantee CPF Life solvency for peace of mind
The following letter was published in Straits Times Forum page on 13 August 2014 regarding CPF Life solvency: Guarantee CPF Life solvency for peace of mind THERE is merit in removing the Central … [Read More...]
