1. It is not recommended to invest for the sake of dividends I am not in favour of investing for the sake of dividends. I am not saying that we should not invest in stock that pays dividend. However, if the objective of the investment is solely to receive dividends, I am against this kind of objective. I am always a believer in investing in a diversified portfolio. However, to be invested in a … [Read more...]
You are viewing articles categorised under Videos
Now is the time to start investing
Hi, this is Wilfred Ling. I just felt the need to record this video because I have something really important to speak to you. Having been a financial planning practitioner for 16 years, there is one observation. When the stock market is doing well, when there are plenty of jobs, I have many clients coming to me to invest. Almost everyone claims to be high risk taker and long-term … [Read more...]
How and what to invest now? (Webinar)
Date: 30 June 2022 … [Read more...]
What is the expected returns if you invest now?
The stock market, S&P 500 is now at bear territory. That means that a bear territory means when the index falls by more than 20%. However, many blue chips stocks have actually fallen much more than 20%. There are two ways you can react to this news, you can run and hide or you can ask yourself whether is this an opportunity to take advantage of the situation. You know, most people actually run … [Read more...]
How do you decide whether to invest or to save?
Question: Wilfred, how do you decide whether to invest or to save? Answer: Savings and investments are the same except that they are like the opposite sides of the same coin. They are the same because the purpose of saving and investing is to accumulate money so that you will be able to spend it on something else later. For example, a down payment or children’s education or … [Read more...]
Why do I join this industry as financial adviser?
https://www.facebook.com/842863356/videos/pcb.10160857861453357/1044975682782336 I joined this industry 16 years ago as my second career. The first career was a salaried person. Why I wanted to do this? As a salaried person, I worked for my employer. However, I wanted to have a more impact to people's lives. As financial adviser, I get to meet many clients, able to advice them and able … [Read more...]
Premium financing – why banks always sell the same thing?
Premium financing, equity linked notes, dual currencies and universal life Have you wondered why banks always sell these same things to you? This is Wilfred Ling. Whenever I get enquiries from customers who have dealt with the banks, they often feedback to me that they did not feel comfortable. They feedback to me saying that premium financing, equity linked notes, dual currencies and universal … [Read more...]
Why Vanguard Fund Investors Underperformed The Fund Significantly?
Over the years, there have been significantly more and more funds that mirror after the index such as Exchange Traded Funds. If you research the internet, you’ll find countless articles, blogs and forum pages advocating the use of index funds. I had previously suggested to consider using Vanguard funds (that article can be found here: Vanguard funds in Singapore at just US$ … [Read more...]
Why You Always BUY HIGH In Investments?
One of the most common feedback I hear is this, “Wilfred, I always lose money in investments. I have no luck.” OR “Wilfred, I have invested with many financial advisers and I always lose money.” Sounds familiar? What are the reasons why investors lose money? Let me relate to you a story. Mr Tan (not his real name), invested with me in 2007. At that time, the Singapore economy and … [Read more...]
How You Can Do Long-term Rebalancing With This Simple Method
In the previous blog HERE, I wrote about using 4 simple criteria to select stocks and then just do your buy own strategy. In this article, I did a modification. Instead of buy and hold, you rebalance every year and the purpose of rebalancing is to find stocks that meet the same criteria and then rebalance them into equal weightage. If you do this annual exercise, the chart shows that the … [Read more...]
- 1
- 2
- 3
- …
- 5
- Next Page »
