https://www.facebook.com/842863356/videos/pcb.10160857861453357/1044975682782336 I joined this industry 16 years ago as my second career. The first career was a salaried person. Why I wanted to do this? As a salaried person, I worked for my employer. However, I wanted to have a more impact to people's lives. As financial adviser, I get to meet many clients, able to advice them and able … [Read more...]
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Premium financing – why banks always sell the same thing?
Premium financing, equity linked notes, dual currencies and universal life Have you wondered why banks always sell these same things to you? This is Wilfred Ling. Whenever I get enquiries from customers who have dealt with the banks, they often feedback to me that they did not feel comfortable. They feedback to me saying that premium financing, equity linked notes, dual currencies and universal … [Read more...]
Why Vanguard Fund Investors Underperformed The Fund Significantly?
Over the years, there have been significantly more and more funds that mirror after the index such as Exchange Traded Funds. If you research the internet, you’ll find countless articles, blogs and forum pages advocating the use of index funds. I had previously suggested to consider using Vanguard funds (that article can be found here: Vanguard funds in Singapore at just US$ … [Read more...]
Why You Always BUY HIGH In Investments?
One of the most common feedback I hear is this, “Wilfred, I always lose money in investments. I have no luck.” OR “Wilfred, I have invested with many financial advisers and I always lose money.” Sounds familiar? What are the reasons why investors lose money? Let me relate to you a story. Mr Tan (not his real name), invested with me in 2007. At that time, the Singapore economy and … [Read more...]
How You Can Do Long-term Rebalancing With This Simple Method
In the previous blog HERE, I wrote about using 4 simple criteria to select stocks and then just do your buy own strategy. In this article, I did a modification. Instead of buy and hold, you rebalance every year and the purpose of rebalancing is to find stocks that meet the same criteria and then rebalance them into equal weightage. If you do this annual exercise, the chart shows that the … [Read more...]
How You Can Buy & Hold Stock Investment Using Simple Criterions!
There are two ways to invest in stocks. One is long term value investing through fundamental analysis, and the other way is short term trading through technical analysis. If you are doing fundamental analysis, you must do research in the company, analyse the company and study the company. This is both tedious and time consuming. If you are doing trading, you have to monitor the stocks prices … [Read more...]
Why growth stocks are better than value stocks
Here is an interview with Wilfred Ling … [Read more...]
How to identify high performing unit trusts in 3 steps (Webinar)
Date: 3 September 2021/ 8PM … [Read more...]
Financial Planning – Christian Perspective Part 2 (Webinar)
What is the difference between gambling, investment and trading? Why many Christians are gambling with their money without knowing and how to avoid this. How to invest without falling in love with money. How to give your wealth away through an estate plan to support charities and the Christian ministry? Organized by ORPC 14 August 2021 Speaker: Wilfred Ling … [Read more...]
How and what to invest now? (Webinar)
What is the difference between trading & investment? Why timing in investment is not so important? Why value investing didn't work for many years? When market has gone up so much, should we wait for a crash? What is the difference between gambling & investment? How to match your personality to your investments What is Wilfred Ling’s Investment Portfolio Advisory … [Read more...]