• All blog entries
    • Calculators
    • Case studies
    • Cost of living
    • CPF Are You Ready?
    • CPF Matters
    • Credit Management
    • e-Learning
    • Estate Planning
    • Events
    • Financial advisers
    • High Networth
    • Insurance
    • Investments
    • Letters to the Press
    • Magazines
    • Others
    • Retirement Planning
    • Scams
    • Surveys
    • Tragic Stories
    • Unethical sales process
    • Videos
  • Legal
  • Testimonies
    • Individual testimonies
    • Gallery
  • My Account
Hi, looking for a fee-based financial planner in Singapore? Read this article now!
  • Home
  • About
    • About Wilfred Ling
    • Why do you run your own professional financial planning practice?
  • FAQs
    • FAQs on Wilfred Ling’s Financial Services
    • FAQs on Financial Planning
    • FAQs on Investments
    • FAQs on Insurance
    • FAQs on Estate Planning
  • Services
    • Overview
    • Create a financially secure plan for your young family (package details)
    • Retirement Planning
    • Investment Portfolio Management
    • Insurance Planning
  • Fees
  • Cool Tools
  • Contact
  • Subscribe
You are here: Home / Insurance / Early stage lung cancer becomes 4th stage due to delay

Early stage lung cancer becomes 4th stage due to delay

21, April 2011 by Wilfred Ling Leave a Comment

Read today's (21 April 2011) Mind Your Body page 18 entitled "Time difference" written by Dr. Ang Peng Tiam on how one of his patient's early stage lung cancer ended up becoming fourth stage. If it was an early stage, a surgery would do. But as fourth stage, the treatment would have to be either chemotherapy or 'do nothing and wait his time.' In hokkien, it is called 'ta-si'. Due to the advance stage, the lung cancer had spread to many parts of his bones. The reason for the progression from early stage to 4th stage was likely due to the delay in surgery because the patient had sought treatment in a public hospital with a long waiting queue. Mr. Yee, the patient, had a 3 1/2 years-old child indicating that he was very young only. Committing suicide is not an option due to being a father of such a young child.

My comments:

In 2009, I know of one client who gave up waiting for her 'queue' at SGH although she was a 'A" class patient! I repeat, she was an "A" class patient! As 'A' class patient, she does not receive any subsidy from taxpayers. She was suffering from carcinoma-situ of the breast. She gave up waiting after more than 1 month. She sought treatment from a private hospital and got her surgery done within 1 week. If she had delayed, her carcinoma-situ would have become end stage too. Unfortunately, her insurance was meant for restructured hospital. As a result of seeking treatment at the private hospital, her insurance was subjected to pro-ration factor and thus she suffered a major financial lost. (Note: I was not the one who sold her the shield plan although she was obviously cheapo when she bought the "A" class shield plan from her agent despite her super duper high income.) All thanks to SGH. By the way, she has three children who are still schooling in primary school.

I wrote about three cases of real life individuals (but their identities removed) who suffered due to the long delay at the government hospital in April 2009 including this case. Clients can read it here: Commentary on poor hospital services.

Like this article? Subscribe to my newsletter below for more.

Get regular Tips on Financial Planning. Free subscription for 3 years. Covers all aspect of financial planning such as 'How much salary you should have?', 'How to avoid insurance that is not suitable?", 'What are the retirement planning methods?", etc

Share this:

  • Tweet
  • Print

Related

Filed Under: Insurance, Tragic Stories

What do you think? Leave a comment. Cancel reply


WILFRED LING, CFA

WANT TO GET REGULAR TIPS ON FINANCIAL PLANNING?

JOIN with thousands of other subscribers in getting tips on all aspect of financial planning such as "What is the minimum salary required?", "How avoid insurance that is not suitable", etc.


WILFRED LING IN THE NEWS

Click HERE to find out more.


THE KIND OF CLIENTS I AM LOOKING FOR

NEW TO US?

Learn how you can fully benefit from this massive website: HERE

For Registered Users Only (free)

  • How and what to invest now? (Webinar) 28/7/2022
  • How to identify high performing unit trusts in 3 steps (Webinar) 3/9/2021
  • Financial Planning – Christian Perspective Part 2 (Webinar) 14/8/2021
  • How and what to invest now? (Webinar) 22/7/2021
  • Financial Planning – Christian Perspective Part 1 (Webinar) 10/7/2021

View All

For Clients Only

  • Video Message to Clients 30/12/2021
  • Exclusive client-only Investment Update Webinar by Wilfred 26/11/2021
  • JPMorgan Guide to Market Q2 2020 15/4/2020
  • JPMorgan Perspective Q2 2020 15/4/2020
  • JPMorgan Guide to Market Q1 2020 5/2/2020

View All

Top Posts

  • Strange way of how CPF Interest is calculated & retirement planning CPF has a rather strange way of calculating interest. I...
  • Access Information & Sign Up Page
  • CPF: How to Accumulate $1m in your CPF by 57? I read online that there are people who wants to achiev...
  • List of all blog articles
  • Vanguard funds in Singapore at just US$ 20,000! Vanguard is the world’s most famous index fund provider...

Recent comments

  • Sinkie on Why Vanguard Fund Investors Underperformed The Fund Significantly?
  • Sinkie on Why You Always BUY HIGH In Investments?
  • honest_me on Cancer patient ends up with $33,000 bill after insurer refuses to pay for drug & what you must do to avoid this situation
  • susan on Single Premium NTUC Income SAIL
  • susan on Single Premium NTUC Income SAIL
  • LittleTiger on Nomination in insurance policies

To be notified of new blog post, like this facebook page

To be notified of new blog post, like this facebook page

Read articles based on different categories

Investment Login

iFAST Central: Login

iFAST Prestige: Login

Navigator: Login

Chartered Financial Analyst

CFA

Chartered Financial Consultant

ChFC

Featured Blogger

IM$avvy

© Copyright 2006-2022 Wilfred Ling

This advertisement or publication has not been reviewed by the Monetary Authority of Singapore

hollow-nasty
hollow-nasty
hollow-nasty
hollow-nasty