Today at the ballroom in Fullerton Hotel, iFAST launched a new platform called IFAST Global Prestige (IGP). The IGP is a B2B platform for advisers targeting at the High Networth (accredited investor) market. The IGP offers: 1. Diversified range of investment products such as unit trusts, stocks, ETFs, bonds, hedge funds, exotics like agricultural land and wine and fine art; 2. Wrap account … [Read more...]
You are viewing articles categorised under Investments
9 Tips on How to Select an Exchange Traded Fund (ETF)
Many people continue to ask me their opinions on ETFs and how to select it. Years ago this was easy but in recent times and it has become a little bit complex. Here are some tips on what to look out for when selecting an ETF for investment purpose: 1. Select reputable fund managers. This is because you want to select the ETF fund managers to have the highest chance of having a viable business … [Read more...]
Friends Provident launches Global Wealth Builder Plus Bonus Units is a gimmick
On 16th Oct 2009, I was invited to Friends Provident launch on their new product at their market street office. The Global Wealth Builder Plus (GWB+) is targeted at high net worth market. However, a look at the product specification shows that the product is not restricted to Accredited Investor and so anyone with the necessary budget can buy. The GWB+ is a regular premium investment-linked … [Read more...]
7 Tips on How to Lose Money in Investments
Actually nobody wants to lose money in investments but in my experience, majority of investors will not make money. Here are some reasons why investors will not make money in their investments: If you want to earn money quickly, you will lose it even faster. This has to do with speculation. Investment & speculation are not the same. Speculation means your desire to earn quick money. This … [Read more...]
Are The ETFs We Have In Singapore Good Investment Options Relative To Unit Trusts?
Wilfred Ling examines the ETFs listed on the SGX and provides an overview of their advantages and disadvantages compared with unit trusts. This article was first published by iFAST INSIGHT magazine on 1 Aug 2009. The article can be downloaded HERE. … [Read more...]
DBSAM MyHome Funds
Two persons in one week asked me my opinion on the DBS MyHome Funds. One was an existing client and another journalist. Here is my opinion on the new product: Advantages a) The annual management fee of 0.5%pa is considered low. Moreover, the prospectus states that the underlying management fee of the ETFs will be rebated back to the fund if the ETFs are managed by DBSAM which is true in this … [Read more...]
When is the best time to invest, when is the worst time?
The best time to invest is when there is fear; the worst time to invest is when there is greed in the market. That is to say that the best time is when market is down and that the economy is in despair, when job losses are high with massive retrenchments. However, avoid individual stocks because companies can close down if economy becomes very bad. The worst time to invest is when … [Read more...]
An analysis of Singapore’s Money Supply
The statistics downloaded HERE, shows something interesting on Singapore’s money supply. In Singapore, MAS does not deliberately control money supply because monetary policy focuses on managing Singapore’s currency with respect to a basket of undisclosed foreign currencies. However, to manage the exchange rates, manipulation of the Singapore currency money supply is required. For example, to … [Read more...]
How does a structured product work?
Structured product usually provide some form of capital protection with the potential of upside. It is usually require the client to hold on to the investment for certain number of years. At maturity, the principle is returned. An additional bonus is provided if the underlying investments meet certain target. A structured product in reality invests in derivatives. Here is an illustration of how … [Read more...]
Analysis of S’pore’s GDP in terms of private consumption, government spending, investment and net export
At last I found the break down in components of Singapore’s GDP. Recall that GDP = C + G + I + (X-M). The breakdown can be downloaded from MAS website HERE. I didn’t know MAS collect this information. Anyway, according to page 19 of that document, the nominal GDP for 2008 compose of as follows: C = Private consumption = 41.0% G = Government spending = 10.7% I = Investment (private & … [Read more...]
- « Previous Page
- 1
- …
- 13
- 14
- 15
- 16
- 17
- …
- 21
- Next Page »