The original article can be found here: CPF: How to Accumulate $1m in your CPF at 57?
| Age | Begin Balance (OA) [6] | Total Contribution to Wage (%) | Ordinary Acount (% of Wage) [7] | Ratio [8] = [7] / [2] | Contribution to OA $ [9] = [8] x [1] | End of Year Balance $ for OA [10] | Total OA+SA balance [5]+[10] |
|---|---|---|---|---|---|---|---|
| 25 | 0 | 37.00% | 23.00% | 62.20% | 7,475 | 7,662 | 9,690 |
| 26 | 0 | 37.00% | 23.00% | 62.20% | 7,849 | 8,045 | 20,252 |
| 27 | 0 | 37.00% | 23.00% | 62.20% | 8,241 | 8,447 | 31,745 |
| 28 | 0 | 37.00% | 23.00% | 62.20% | 8,653 | 8,870 | 44,232 |
| 29 | 0 | 37.00% | 23.00% | 62.20% | 9,086 | 9,313 | 57,779 |
| 30 | 0 | 37.00% | 23.00% | 62.20% | 9,540 | 9,779 | 72,458 |
| 31 | 0 | 37.00% | 23.00% | 62.20% | 10,017 | 10,268 | 88,341 |
| 32 | 0 | 37.00% | 23.00% | 62.20% | 10,518 | 10,781 | 105,510 |
| 33 | 0 | 37.00% | 23.00% | 62.20% | 11,044 | 11,320 | 124,046 |
| 34 | 0 | 37.00% | 23.00% | 62.20% | 11,596 | 11,886 | 144,040 |
| 35 | 0 | 37.00% | 23.00% | 62.20% | 12,176 | 12,480 | 165,586 |
| 36 | 0 | 37.00% | 21.00% | 56.80% | 11,673 | 11,965 | 188,221 |
| 37 | 11,965 (Cannot transfer to SA anymore) | 37.00% | 21.00% | 56.80% | 12,257 | 24,827 | 212,382 |
| 38 | 24,827 | 37.00% | 21.00% | 56.80% | 12,870 | 38,639 | 238,158 |
| 39 | 38,639 | 37.00% | 21.00% | 56.80% | 13,513 | 53,456 | 265,640 |
| 40 | 53,456 | 37.00% | 21.00% | 56.80% | 14,189 | 69,336 | 294,926 |
| 41 | 69,336 | 37.00% | 21.00% | 56.80% | 14,898 | 86,340 | 326,118 |
| 42 | 86,340 | 37.00% | 21.00% | 56.80% | 15,643 | 104,532 | 359,325 |
| 43 | 104,532 | 37.00% | 21.00% | 56.80% | 16,425 | 123,981 | 394,660 |
| 44 | 123,981 | 37.00% | 21.00% | 56.80% | 17,246 | 144,759 | 432,243 |
| 45 | 144,759 | 37.00% | 21.00% | 56.80% | 17,850 | 166,674 | 471,845 |
| 46 | 166,674 | 37.00% | 19.00% | 51.40% | 16,150 | 187,394 | 511,845 |
| 47 | 187,394 | 37.00% | 19.00% | 51.40% | 16,150 | 208,633 | 553,133 |
| 48 | 208,633 | 37.00% | 19.00% | 51.40% | 16,150 | 230,403 | 595,755 |
| 49 | 230,403 | 37.00% | 19.00% | 51.40% | 16,150 | 252,716 | 639,755 |
| 50 | 252,716 | 37.00% | 19.00% | 51.40% | 16,150 | 275,588 | 685,180 |
| 51 | 275,588 | 35.00% | 14.00% | 40.00% | 12,580 | 295,372 | 731,160 |
| 52 | 295,372 | 35.00% | 14.00% | 40.00% | 12,580 | 315,651 | 778,683 |
| 53 | 315,651 | 35.00% | 14.00% | 40.00% | 12,580 | 336,437 | 827,802 |
| 54 | 336,437 | 35.00% | 14.00% | 40.00% | 12,580 | 357,742 | 878,575 |
| 55 | 357,742 | 35.00% | 14.00% | 40.00% | 12,580 | 379,580 | 931,059 |
| 56 | 379,580 | 25.00% | 12.00% | 48.00% | 15,096 | 404,543 | 981,351 |
| 57 | 404,543 | 25.00% | 12.00% | 48.00% | 15,096 | 430,130 | $1,033,282 |
| Age | Begin Balance SA $ | Total CPF Contribution [1] | Total Contribution to Wage (%) [2] | SA % of Wage [3] | Ratio [4] = [3] / [2] | Contribution to SA $ [4] x [1] | End of Year Balance SA $ [5] | Total OA+SA balance [5]+[10] |
|---|---|---|---|---|---|---|---|---|
| 25 | 0 | 12,025 | 37.00% | 6.00% | 16.20% | 1,950 | 2,028 | 9,690 |
| 26 | 9,690 | 12,626 | 37.00% | 6.00% | 16.20% | 2,048 | 12,207 | 20,252 |
| 27 | 20,252 | 13,258 | 37.00% | 6.00% | 16.20% | 2,150 | 23,298 | 31,745 |
| 28 | 31,745 | 13,920 | 37.00% | 6.00% | 16.20% | 2,257 | 35,362 | 44,232 |
| 29 | 44,232 | 14,616 | 37.00% | 6.00% | 16.20% | 2,370 | 48,466 | 57,779 |
| 30 | 57,779 | 15,347 | 37.00% | 6.00% | 16.20% | 2,489 | 62,679 | 72,458 |
| 31 | 72,458 | 16,115 | 37.00% | 6.00% | 16.20% | 2,613 | 78,074 | 88,341 |
| 32 | 88,341 | 16,920 | 37.00% | 6.00% | 16.20% | 2,744 | 94,729 | 105,510 |
| 33 | 105,510 | 17,766 | 37.00% | 6.00% | 16.20% | 2,881 | 112,726 | 124,046 |
| 34 | 124,046 | 18,655 | 37.00% | 6.00% | 16.20% | 3,025 | 132,154 | 144,040 |
| 35 | 144,040 | 19,587 | 37.00% | 6.00% | 16.20% | 3,176 | 153,105 | 165,586 |
| 36 | 165,586 | 20,567 | 37.00% | 7.00% | 18.90% | 3,891 | 176,256 | 188,221 |
| 37 | 176,256 | 21,595 | 37.00% | 7.00% | 18.90% | 4,086 | 187,555 | 212,382 |
| 38 | 187,555 | 22,675 | 37.00% | 7.00% | 18.90% | 4,290 | 199,519 | 238,158 |
| 39 | 199,519 | 23,809 | 37.00% | 7.00% | 18.90% | 4,504 | 212,184 | 265,640 |
| 40 | 212,184 | 24,999 | 37.00% | 7.00% | 18.90% | 4,730 | 225,590 | 294,926 |
| 41 | 225,590 | 26,249 | 37.00% | 7.00% | 18.90% | 4,966 | 239,778 | 326,118 |
| 42 | 239,778 | 27,562 | 37.00% | 7.00% | 18.90% | 5,214 | 254,792 | 359,325 |
| 43 | 254,792 | 28,940 | 37.00% | 7.00% | 18.90% | 5,475 | 270,678 | 394,660 |
| 44 | 270,678 | 30,387 | 37.00% | 7.00% | 18.90% | 5,749 | 287,484 | 432,243 |
| 45 | 287,484 | 31,450 | 37.00% | 7.00% | 18.90% | 5,950 | 305,171 | 471,845 |
| 46 | 305,171 | 31,450 | 37.00% | 8.00% | 21.60% | 6,800 | 324,450 | 511,845 |
| 47 | 324,450 | 31,450 | 37.00% | 8.00% | 21.60% | 6,800 | 344,500 | 553,133 |
| 48 | 344,500 | 31,450 | 37.00% | 8.00% | 21.60% | 6,800 | 365,352 | 595,755 |
| 49 | 365,352 | 31,450 | 37.00% | 8.00% | 21.60% | 6,800 | 387,038 | 639,755 |
| 50 | 387,038 | 31,450 | 37.00% | 8.00% | 21.60% | 6,800 | 409,592 | 685,180 |
| 51 | 409,592 | 31,450 | 35.00% | 10.50% | 30.00% | 9,435 | 435,788 | 731,160 |
| 52 | 435,788 | 31,450 | 35.00% | 10.50% | 30.00% | 9,435 | 463,032 | 778,683 |
| 53 | 463,032 | 31,450 | 35.00% | 10.50% | 30.00% | 9,435 | 491,366 | 827,802 |
| 54 | 491,366 | 31,450 | 35.00% | 10.50% | 30.00% | 9,435 | 520,833 | 878,575 |
| 55 | 520,833 | 31,450 | 35.00% | 10.50% | 30.00% | 9,435 | 551,478 | 931,059 |
| 56 | 551,478 | 31,450 | 25.00% | 2.50% | 10.00% | 3,145 | 576,808 | 981,351 |
| 57 | 576,808 | 31,450 | 25.00% | 2.50% | 10.00% | 3,145 | 603,151 | $1,033,282 |
Read the original article: CPF: How to Accumulate $1m in your CPF at 57?
