TM Retirement PayCheck and PruGolden Income are both retirement products. These products are regular premium. In this article, I will provide a comparison between these two products against the regular premium competitions namely Aviva MyRetirement and NTUC Income SAIL (RP). If you are looking for single premium retirement products, please refer to this blog article: Analysis of PruGolden … [Read more...]
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AIA Prime Critical Cover – some pre-existing conditions covered
AIA launched the AIA Prime Critical Cover on 28 April 2014 which provides coverage for certain pre-existing conditions under the Advantage Program. AIA Prime Critical Cover is a regular premium critical illness plan for adults aged 40 to 70 years old. It provides coverage against 40 critical illnesses from early to critical stage and death, up to age 100. The plan also offers a reimbursement of … [Read more...]
About the NTUC Income Vivocare 100
Today, NTUC Income announces the launch of NTUC Income Vivocare 100. NTUC Income Vivocare 100 is a whole life insurance policy which provides the following coverage: Death & Terminal Illness Total and Permanent Disability 32 Early Stage Dread Diseases 28 Intermediate Stage Dread Diseases 30 Advanced Stage Dread Diseases 10 Special Benefits 10 Juvenile Benefits The premium … [Read more...]
Launch of AIA HealthShield Gold Max Special A
AIA announces the launch of AIA HealthShield Gold Max Special A (for Foreigners) to be effective from 1 March 2014. AIA HealthShield Gold Special A (for Foreigners) is available to foreigners with valid passes who are: employees of the Public Service and AIA Nominated Companies; and Spouses and/or unmarried children of employees of the Public Service and AIA Nominated Companies. Note … [Read more...]
Single Premium NTUC Income SAIL
The NTUC Income Single premium Sail is now available. The NTUC Income SP SAIL is a single premium endowment plan to help the policyholder to save for the medium to long term. The NTUC Income Single Premium SAIL also provides protection against death and total & permanent disability (TPD). This plan is a participating life insurance policy. It allows the policyholder to participate in the … [Read more...]
Aviva MyEduPlan and MyWealthPlan
Aviva launch the MyEduPlan and MyWealthPlan today. The key objective of these two products is to meet clients’ specific needs of their children’s higher education and wealth accumulation respectively. MyEduPlan A structured savings plan designed to help parents save for their child’s university education. Key highlights of MyEduPlan Guaranteed Cash Benefits: 4+2 Guaranteed Cash … [Read more...]
Launch of Rockwills Trustee’s ONE-TRUST
Rockwills Trustee Limited, a holder of Trust Business Licence by the Monetary Authority of Singapore, launch the Rockwills Trustee’s ONE-TRUST. Basic features of the trust product: Affordable trust Just need to assign ONE insurance policy Easy to understand Has no annual fees (until proceeds are paid out) Offers protection against creditors and even divorce Withholds payments to … [Read more...]
Launch of TM Legacy Lifetime
Tokio Marine launch the TM Legacy Lifetime today. The TM Legacy Lifetime is a limited pay, participating whole life plan with a built-in Guaranteed Benefit which provides a high guaranteed coverage that lasts a lifetime. This Guaranteed Benefit guarantees that the coverage will never reduce, thereby providing the customers the added financial security. TM Legacy Lifetime, coupled with dread … [Read more...]
Is PruSelect Vantage plan a good or bad product?
Question: “Hi Wilfred, our Prudential insurance agent has recommended PruSelect Vantage to us with the key benefits indicated below. May we have your views on this please? The PruSelect Vantage plan key benefits: 100% unit allocation from day one First year bonus (applicable for annual premium of $18,000) Loyalty Bonus to reward you who invest diligently withdrawal of units in the … [Read more...]
Is PruLife Limited Pay a good or bad product?
Question: “Wilfred, recently my Prudential financial adviser recommended me the PruLife Limited Pay. He say this is the best product in the market currently for whole life policy. Is this really true?” Answer: Based on the PruLife Limited Pay benefit illustration you forwarded me, the parameters in the illustration were: Death $100,000 Accelerated Disability $100,000 (coverage up to 29 … [Read more...]
