How is money created and why the manner it was created is causing havoc in the marketplace? What are the things we can learn in this financial crisis? Moreover, how does one build a better portfolio in view of the current economic climate? For December 2008 issue of the INVEST, WIlfred Ling appears in two articles. Learning From Crisis and a interview with INVEST on Build a Better Portfolio. … [Read more...]
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How a structured product can con you through a probability game
Many people like to buy structured product. Although this product is currently not popular anymore due to its poor publicity, but it will become very popular again because people has very poor memory. Some of these structured product is really lousy. To understand why, you will need to use probability maths to figure it out. Product A is linked with the performance of 6 companies. Product A’s … [Read more...]
Lessons to learn from Minibond (MiniBomb) at el
CIMB-GK Securities, DMG and Partners, Kim Eng, OCBC Securities, Phillip Securities and UOB Kay Hian announced that they may be compensating the “vulnerable” group of investors who have lost their money in structured notes linked to the Lehman Brothers. This follows after similar move by DBS Bank, Hong Leong Finance and Maybank. While many investors are happy about the outcome, there are many … [Read more...]
Profiting from Death (Life Settlements Wholesale Fund)
The first collective investment scheme for Life Settement was introduced in Singapore early this year for accredited investors. The Life Settlements Wholesale Fund attracted attentions from financial advisers and investors. Many financial advisers were wary of this fund because the risks involved are unfamiliar. Wilfred Ling investigated and did research into the fund and identify what kind of … [Read more...]
Diversifying Your Portfolio Using ETFs (e.g. iShares MSCI World ETF)
There are so much talk about Exchange Traded Funds. But how does one exactly know what ETFs to use for portfolio construction? There are so many ETFs in the global market but only a few is really needed. In the article for The Executive June 2008 issue, Wilfred Ling writes about using ETFs such as the iShares MSCI World ETF, to diversify one's portfolio. The full article can be downloaded HERE. … [Read more...]
Absolute Return Investing
Absolute Return Investing sounds like some mystical investment strategy that is difficult to comprehend and that the returns should be fabulously better than traditional way of investing. In this INVEST June/July 2008 issue, Wilfred Ling attempts to explain what Absolute Return Investing really means and what kind of returns an investor can expect from such strategies. The full article can be … [Read more...]
The Best Retirement Investment Portfolio Ever!
What are the various instruments available for the retiree? How should they make their money work hard for them? How can they get a perpetual income other than traditional annuity? I had been asked to provide the answers frequently but the number of products suitable for the retiree is limited. Through much research, we introduce an innovative retirement investment portfolio for the retired … [Read more...]
Unit Trusts vs ETFs
What is the difference between Unit Trusts and ETFs? What are their advantages and disadvantages? In this April/May 2008 issue of INVEST, Wilfred Ling writes about this subject. The full article can be downloaded HERE … [Read more...]
Why is dual currency a lemon?
Someone asked me which is better – foreign currency fixed deposits or dual currency? What is dual currency? In the example below is a real dual currency product with the example figures taken from its marketing materials: Example: The based currency is SGD and the alternate currency AUD. Currently the spot rate is 1.2200 SGD/AUD. The strike price selected is 1.2150. The tenor is 1 month and the … [Read more...]
Decrease Your Risk & Increase Your Return
In the Jan/Feb 2008 issue of Q Magazine cover story, Wilfred Ling writes on how to have improved returns and at the same time decreasing risk. Illustrations and real examples are shown on how to achieve this using index funds. The full article on 'Decrease Your Risk & Increase Your Return' can be downloaded HERE. … [Read more...]
