There are so much talk about Exchange Traded Funds. But how does one exactly know what ETFs to use for portfolio construction? There are so many ETFs in the global market but only a few is really needed. In the article for The Executive June 2008 issue, Wilfred Ling writes about using ETFs such as the iShares MSCI World ETF, to diversify one's portfolio. The full article can be downloaded HERE. … [Read more...]
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Absolute Return Investing
Absolute Return Investing sounds like some mystical investment strategy that is difficult to comprehend and that the returns should be fabulously better than traditional way of investing. In this INVEST June/July 2008 issue, Wilfred Ling attempts to explain what Absolute Return Investing really means and what kind of returns an investor can expect from such strategies. The full article can be … [Read more...]
The Best Retirement Investment Portfolio Ever!
What are the various instruments available for the retiree? How should they make their money work hard for them? How can they get a perpetual income other than traditional annuity? I had been asked to provide the answers frequently but the number of products suitable for the retiree is limited. Through much research, we introduce an innovative retirement investment portfolio for the retired … [Read more...]
Unit Trusts vs ETFs
What is the difference between Unit Trusts and ETFs? What are their advantages and disadvantages? In this April/May 2008 issue of INVEST, Wilfred Ling writes about this subject. The full article can be downloaded HERE … [Read more...]
Why is dual currency a lemon?
Someone asked me which is better – foreign currency fixed deposits or dual currency? What is dual currency? In the example below is a real dual currency product with the example figures taken from its marketing materials: Example: The based currency is SGD and the alternate currency AUD. Currently the spot rate is 1.2200 SGD/AUD. The strike price selected is 1.2150. The tenor is 1 month and the … [Read more...]
Decrease Your Risk & Increase Your Return
In the Jan/Feb 2008 issue of Q Magazine cover story, Wilfred Ling writes on how to have improved returns and at the same time decreasing risk. Illustrations and real examples are shown on how to achieve this using index funds. The full article on 'Decrease Your Risk & Increase Your Return' can be downloaded HERE. … [Read more...]
Funds for Uncertain Times
With such great uncertainty in the equity markets, there are still investment opportunities out there. What are the investments available if equity markets seem so unattractive? Let Wilfred Ling tells you from his article for SmartInvestor January 2008 issue. The full article on Funds for Uncertain Times can be downloaded HERE. … [Read more...]
What is the best risk-free rate in Singapore?
During a Christmas gathering with friends, someone asked me for a question: What is the best risk-free instrument in Singapore? It was an easy question. My answer to that was: There is no risk-free instrument in Singapore. Traditional risk-free instrument is associated either with a bank deposit (preferably linked wiith the Singapore goverment) or the Singapore Government Securities (SGS). But we … [Read more...]
Is it true that Emerging Market is less efficient?
Is it true that Emerging Market is less efficient and hence easier for fund managers to outperform? Exactly how expensive are unit trusts in Singapore? What are index funds? In this issue of Q Magazine published in November/December 2007, Wilfred Ling writes on a topic entitled "Getting Better returns from existing funds" most sensitive to the industry. The full article can be downloaded HERE. … [Read more...]
Dollars and Sense in Children Education Planning
"Parents who intend to send their children overseas to study should hedge their currency position one year prior to the first year of admission. There should not be any currency risk when the child is about to go for his overseas study and this can only be done by currency hedging," explains Wilfred Ling of Promiseland. In IFAST INSIGHT Magazine for the final quarter of 2007, Wilfred Ling was … [Read more...]