If you have finished school, worked for a few years and is attached, your most likely plan next in the agenda is to get married. Marriage is going to be the most significant decision you will make. It will affect you mentally, emotionally and financially. It also happens to be a national interest to pro-create (legally of course)! Here are some tips on financial matters for which you should look … [Read more...]
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7 Financial Planning Tips for Property Purchase
For some strange reason, we are seeing a property bull run in Singapore. This is despite that we are still in recession and the global economy is still not out of the woods yet. A Straits Times article entitled “Cash upfront for HDB resale flats doubles in a month” dated 20 August 2009, it was reported hat the cash needed upfront for a HDB resale roughly doubled last month. PropNex reported the … [Read more...]
Should you be borrowing money to pay for debts?
Although not many people like to be in debt, most of us borrow money anyway. One reason is because it is the fastest way to buy the things you want or need. If you do not belong to the wealthy, accumulating cash to pay for that home or car would take years. Unfortunately, it is often the case which we would not just borrow for necessities. Credit cards permits us to borrow smaller amount of … [Read more...]
Financial Planning for your MARRIAGE
Marriage is a huge undertaking. It might be prudent to know your financial commitments and responsibilities ahead of time. Read what Wilfred Ling has to say about this subject. The article can be downloaded HERE. … [Read more...]