Many people continue to ask me their opinions on ETFs and how to select it. Years ago this was easy but in recent times and it has become a little bit complex. Here are some tips on what to look out for when selecting an ETF for investment purpose: 1. Select reputable fund managers. This is because you want to select the ETF fund managers to have the highest chance of having a viable business … [Read more...]
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These articles were published on CPF Are You Ready? website which covers general financial planning matters.
Actually nobody wants to lose money in investments but in my experience, majority of investors will not make money. Here are some reasons why investors will not make money in their investments: If you want to earn money quickly, you will lose it even faster. This has to do with speculation. Investment & speculation are not the same. Speculation means your desire to earn quick money. This … [Read more...]
Last week, I encountered a few cases of young clients who had made serious mistakes financially even though they had just started their career. For young persons, they must understand what lies ahead of them. This article is my attempt to advice young persons and fresh graduates on what they should and should not do. These are the things young persons should know: No jobs are secure. So … [Read more...]
If you have finished school, worked for a few years and is attached, your most likely plan next in the agenda is to get married. Marriage is going to be the most significant decision you will make. It will affect you mentally, emotionally and financially. It also happens to be a national interest to pro-create (legally of course)! Here are some tips on financial matters for which you should look … [Read more...]
For some strange reason, we are seeing a property bull run in Singapore. This is despite that we are still in recession and the global economy is still not out of the woods yet. A Straits Times article entitled “Cash upfront for HDB resale flats doubles in a month” dated 20 August 2009, it was reported hat the cash needed upfront for a HDB resale roughly doubled last month. PropNex reported the … [Read more...]